Address
94825 Overseas Hwy #281, Key Largo, FL
Price
$ 940,000
Property Attributes
- MLS#A11872673
- TypeSingle Family
- Listing Status Active
- CountyMonroe
- CityKey Largo
- Area98 Florida Keys
- NeighborhoodKEY LARGO OCEAN RESORT CO
- Zip33037
- Style
- Year Built2020
- Taxes$ 5525
- Price$ 940,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage1540
Data Source:
Southeast Florida MLS (SEFMLS)
Property Description
A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated oceanfront community that has evolved from a modest trailer park co-op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: • A generous open layout • A dedicated laundry room • A charming peek-a-boo ocean view • Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short-term rental setup or settle into year-round island serenity. KLOR offers an impressive array of amenities, including: ??? Full-service marina (all slips currently occupied; waiting list available) ?? Private concrete boat ramp with direct ocean access ????? Resort-style swimming pool ?????? Modern fitness center ?? Tennis and basketball courts ?? Clubhouse and more.
| Price History | |
|---|---|
| 10/22/2025 | Listed $960,000 |
| 12/18/2025 | 2$940,000 |
General Features
| Sewer | PublicSewer |
|---|---|
| Heating | Central |
| Cooling | CentralAir,CeilingFans |
| Utilities | CableAvailable |
| Possession | ClosingAndFunding |
| Roof | Metal |
| Appliances | Dryer,Dishwasher,ElectricRange,Microwave,Refrigerator,Washer |
| HOA Fee | 485 |
| Association Fee Includes | CommonAreaMaintenance |
| Patio/Porch Features | Balcony,Open,Porch |
| Pool Features | None,Community |
| Security Features | GatedCommunity,SmokeDetectors,SecurityGuard |
| Restrictions | AssociationApprovalRequired |
| Construction Materials | Block |
| Pets Allowed | Conditional,Yes |
| Year Built | 2020 |
| View | None |
| Levels | ThreeOrMore |
| Property Subtype | SingleFamilyResidence |
| Tax Year | 2024 |
| Community Features | Clubhouse,Fitness,Gated,HomeOwnersAssociation,MaintainedCommunity,Pool,StreetLights,TennisCourts |
| Assoc Fee Paid Per | Monthly |
| County | Monroe |
| Property Type | Residential |
| Subdivision Name | KEY LARGO OCEAN RESORT CO |
| Facing Direction | East |
| Garage Y/N | false |
| Full Baths | 3 |
| Special Listing Conditions | ListedAsIs |
| Status | Active |
| City | Key Largo |
| Senior Community Y/N | false |
| Zoning Description | SF - Single Family |
| MLS Area | 98 Florida Keys |
| Lot Size Units | SquareFeet |
| Lot Size Square Feet | 1658 |
| Carport Spaces | 2 |
| Carport Y/N | true |
| Listing Terms | Cash,Conventional,FHA,VaLoan |
| Year Built Details | Resale |
| Tax Annual Amount | 5525 |
| MLS Area Minor | Other Geographic Area (Out Of Area Only) |
| Lease Considered Y/N | false |
| Virtual Tour | https://www.propertypanorama.com/instaview/mia/A11872673 |
| Standard Status | Active |
| Occupancy Type | Vacant |
| Property Sub Type Additional | SingleFamilyResidence |
| PostalCity | Key Largo |
| Legal Description | UNIT 281 KEY LARGO OCEAN RESORT CONDOMINIUM OR2611-1090 OR2900-2460/62 OR2900-2464DC |
Interior Features
| Interior Amenities | SecondFloorEntry,LivingDiningRoom,UpperLevelPrimary |
|---|---|
| Flooring | Tile |
| Furnished Y/N | Unfurnished |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Blinds |
| Half Baths | 1 |
| Total Bedrooms | 4 |
| Total Baths | 4 |
Exterior Features
| Exterior Amenities | Balcony,SecurityHighImpactDoors,Lighting,Porch |
|---|---|
| Parking Features | Covered |
| Lot Features | LessThanQuarterAcre |
| Water Source | Public |
| Lot Size Area | 1658 |
| Building Area Total | 2574 |
| Road Surface Type | Paved |
| Waterfront Y/N | false |
| Covered Spaces | 2 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 33037
Price
Taxes
Year Built
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 14, 2026 1:35 AM UTC
Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law.
Data Last Updated: September 14, 2026 2:25 AM UTC
© 2026 Florida Gulf Coast MLS (FGCMLS) Information deemed reliable, but not guaranteed. The IDX data relating to real estate for sale on this web site comes in part from the Florida Gulf Coast Multiple Listing Service. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
